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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,147 | $157,296+1.8% | $141,191+13.4% | $152,897+4.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.81% | 64.34%-41.5pp | 71.41%-48.6pp | 345.43%-322.6pp |
| Employer contribution / active EE | $14,921 | $5,262+183.5% | $4,736+215.1% | $4,764+213.2% |
| Participant deferral / active EE | $15,090 | $7,111+112.2% | $6,710+124.9% | $5,851+157.9% |
| Admin fee / account holder | $2,869 | $12,125-76.3% | $10,264-72.0% | $11,599-75.3% |