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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,556 | $124,187+8.3% | $108,410+24.1% | $167,518-19.7% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 10.73% | 1379.80%-1369.1pp | 905.34%-894.6pp | 478.71%-468.0pp |
| Employer contribution / active EE | $10,917 | $4,187+160.8% | $3,558+206.8% | $4,838+125.6% |
| Participant deferral / active EE | $8,562 | $6,908+23.9% | $6,562+30.5% | $6,342+35.0% |
| Admin fee / account holder | $440 | $9,456-95.3% | $7,296-94.0% | $12,312-96.4% |