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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,188 | $209,422-68.4% | $178,503-62.9% | $158,982-58.4% |
| Participation rate | 92.3% | 86.4%+6.0pp | 81.9%+10.4pp | 82.0%+10.3pp |
| Annual return | 14.86% | 188.81%-174.0pp | 151.12%-136.3pp | 302.99%-288.1pp |
| Employer contribution / active EE | $2,446 | $5,707-57.1% | $5,011-51.2% | $4,763-48.6% |
| Participant deferral / active EE | $5,777 | $5,955-3.0% | $5,202+11.1% | $5,983-3.4% |
| Admin fee / account holder | $2,958 | $17,079-82.7% | $13,987-78.9% | $11,252-73.7% |