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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,655 | $198,457-78.0% | $170,435-74.4% | $147,586-70.4% |
| Participation rate | 85.7% | 88.0%-2.3pp | 83.6%+2.1pp | 82.8%+2.9pp |
| Annual return | 18.40% | 257.30%-238.9pp | 205.94%-187.5pp | 578.59%-560.2pp |
| Employer contribution / active EE | $3,608 | $6,183-41.7% | $5,432-33.6% | $4,876-26.0% |
| Participant deferral / active EE | $3,117 | $5,629-44.6% | $4,939-36.9% | $5,439-42.7% |
| Admin fee / account holder | $573 | $16,852-96.6% | $13,881-95.9% | $10,886-94.7% |