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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,549 | $166,089+26.2% | $164,928+27.1% | $145,978+43.5% |
| Participation rate | 58.3% | 82.0%-23.7pp | 78.6%-20.3pp | 80.3%-22.0pp |
| Annual return | 13.83% | 100.26%-86.4pp | 70.08%-56.2pp | 550.52%-536.7pp |
| Employer contribution / active EE | $2,954 | $5,276-44.0% | $4,343-32.0% | $4,662-36.6% |
| Participant deferral / active EE | $4,358 | $6,961-37.4% | $6,034-27.8% | $6,690-34.9% |
| Admin fee / account holder | $2,033 | $16,641-87.8% | $12,684-84.0% | $13,400-84.8% |