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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,283 | $82,630-22.2% | $64,105+0.3% | $125,389-48.7% |
| Participation rate | 57.1% | 75.9%-18.7pp | 68.2%-11.0pp | 83.2%-26.0pp |
| Annual return | -0.92% | 1489.72%-1490.6pp | 791.24%-792.2pp | 282.24%-283.2pp |
| Employer contribution / active EE | $610 | $2,671-77.2% | $1,820-66.5% | $4,866-87.5% |
| Participant deferral / active EE | $2,388 | $3,608-33.8% | $2,822-15.4% | $5,352-55.4% |
| Admin fee / account holder | $16,888 | $6,382+164.6% | $4,499+275.4% | $9,541+77.0% |