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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,194 | $157,296+7.6% | $141,191+19.8% | $152,897+10.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.84% | 64.34%-39.5pp | 71.41%-46.6pp | 345.43%-320.6pp |
| Employer contribution / active EE | $4,673 | $5,262-11.2% | $4,736-1.3% | $4,764-1.9% |
| Participant deferral / active EE | $7,934 | $7,111+11.6% | $6,710+18.2% | $5,851+35.6% |
| Admin fee / account holder | $7,988 | $12,125-34.1% | $10,264-22.2% | $11,599-31.1% |