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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,437 | $150,447-8.0% | $136,298+1.6% | $147,586-6.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.71% | 1049.15%-1032.4pp | 5156.27%-5139.6pp | 578.59%-561.9pp |
| Employer contribution / active EE | $3,064 | $5,256-41.7% | $4,696-34.7% | $4,876-37.2% |
| Participant deferral / active EE | $6,303 | $6,631-4.9% | $6,247+0.9% | $5,439+15.9% |
| Admin fee / account holder | $1,491 | $10,906-86.3% | $9,244-83.9% | $10,886-86.3% |