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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,462 | $138,075-58.4% | $123,552-53.5% | $135,379-57.6% |
| Participation rate | 93.3% | 84.7%+8.6pp | 82.3%+11.0pp | 82.6%+10.7pp |
| Annual return | 2.38% | 153.70%-151.3pp | 119.20%-116.8pp | 519.79%-517.4pp |
| Employer contribution / active EE | $2,178 | $5,152-57.7% | $4,628-52.9% | $4,779-54.4% |
| Participant deferral / active EE | $3,537 | $6,800-48.0% | $6,426-45.0% | $5,609-36.9% |
| Admin fee / account holder | $462 | $10,917-95.8% | $9,285-95.0% | $10,828-95.7% |