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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,148 | $150,447-68.0% | $136,298-64.7% | $147,586-67.4% |
| Participation rate | 82.4% | 84.4%-2.1pp | 81.9%+0.4pp | 82.8%-0.5pp |
| Annual return | 15.24% | 1049.15%-1033.9pp | 5156.27%-5141.0pp | 578.59%-563.3pp |
| Employer contribution / active EE | $1,564 | $5,256-70.2% | $4,696-66.7% | $4,876-67.9% |
| Participant deferral / active EE | $2,308 | $6,631-65.2% | $6,247-63.1% | $5,439-57.6% |
| Admin fee / account holder | $7,580 | $10,906-30.5% | $9,244-18.0% | $10,886-30.4% |