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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,841 | $185,905-3.3% | $170,057+5.8% | $139,487+28.9% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 11.44% | 60.56%-49.1pp | 53.42%-42.0pp | 373.84%-362.4pp |
| Employer contribution / active EE | $8,987 | $7,597+18.3% | $6,790+32.3% | $4,755+89.0% |
| Participant deferral / active EE | $16,876 | $11,627+45.1% | $10,411+62.1% | $6,713+151.4% |
| Admin fee / account holder | $1,138 | $15,397-92.6% | $12,826-91.1% | $11,407-90.0% |