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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,736 | $197,637-21.7% | $177,848-13.0% | $158,982-2.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | -4.14% | 58.77%-62.9pp | 48.33%-52.5pp | 302.99%-307.1pp |
| Employer contribution / active EE | $6,727 | $6,698+0.4% | $5,919+13.7% | $4,763+41.2% |
| Participant deferral / active EE | $14,598 | $8,405+73.7% | $7,714+89.2% | $5,983+144.0% |
| Admin fee / account holder | $1,534 | $15,406-90.0% | $12,431-87.7% | $11,252-86.4% |