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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,488 | $85,060+2.9% | $70,565+24.0% | $139,487-37.3% |
| Participation rate | 71.4% | 73.9%-2.5pp | 68.4%+3.1pp | 80.3%-8.9pp |
| Annual return | 37.75% | 30.39%+7.4pp | 32.79%+5.0pp | 373.84%-336.1pp |
| Employer contribution / active EE | $0 | $3,912-100.0% | $2,976-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $0 | $5,891-100.0% | $4,568-100.0% | $6,713-100.0% |
| Admin fee / account holder | $10,627 | $8,932+19.0% | $6,430+65.3% | $11,407-6.8% |