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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,959 | $104,709-19.8% | $85,705-2.0% | $167,553-49.9% |
| Participation rate | 65.0% | 76.4%-11.4pp | 69.9%-4.9pp | 82.1%-17.1pp |
| Annual return | 28.37% | 21.45%+6.9pp | 21.49%+6.9pp | 478.89%-450.5pp |
| Employer contribution / active EE | $5,999 | $3,338+79.7% | $2,619+129.1% | $4,840+24.0% |
| Participant deferral / active EE | $0 | $4,827-100.0% | $3,924-100.0% | $6,343-100.0% |
| Admin fee / account holder | $1,838 | $10,036-81.7% | $6,877-73.3% | $12,316-85.1% |