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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,540 | $110,337+212.3% | $102,383+236.5% | $145,877+136.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.67% | 24.83%-12.2pp | 24.94%-12.3pp | 551.28%-538.6pp |
| Employer contribution / active EE | $7,368 | $4,216+74.8% | $3,870+90.4% | $4,663+58.0% |
| Participant deferral / active EE | $11,278 | $5,621+100.7% | $5,060+122.9% | $6,691+68.6% |
| Admin fee / account holder | $4,742 | $9,750-51.4% | $8,391-43.5% | $13,402-64.6% |