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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,945 | $92,219+11.6% | $76,768+34.1% | $135,379-24.0% |
| Participation rate | 80.0% | 79.8%+0.2pp | 77.0%+3.0pp | 82.6%-2.6pp |
| Annual return | -12.82% | 5.46%-18.3pp | 2.43%-15.3pp | 519.79%-532.6pp |
| Employer contribution / active EE | $20,572 | $3,216+539.7% | $2,485+727.8% | $4,779+330.5% |
| Participant deferral / active EE | $14,540 | $4,508+222.5% | $3,852+277.5% | $5,609+159.2% |
| Admin fee / account holder | $13,925 | $10,749+29.6% | $6,675+108.6% | $10,828+28.6% |