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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,164 | $50,947-29.0% | $74,549-51.5% | $64,173-43.6% |
| Participation rate | 28.9% | 61.1%-32.1pp | 69.1%-40.2pp | 69.6%-40.7pp |
| Annual return | -7.61% | -1.85%-5.8pp | 32.53%-40.1pp | 7.63%-15.2pp |
| Employer contribution / active EE | $217 | $1,115-80.5% | $1,961-88.9% | $2,381-90.9% |
| Participant deferral / active EE | $1,381 | $2,302-40.0% | $3,108-55.6% | $3,470-60.2% |
| Admin fee / account holder | $2,081 | $4,221-50.7% | $5,059-58.9% | $4,887-57.4% |