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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,437 | $48,364-14.3% | $71,796-42.3% | $62,881-34.1% |
| Participation rate | 26.7% | 60.6%-34.0pp | 69.1%-42.4pp | 69.3%-42.6pp |
| Annual return | 4.47% | 13.16%-8.7pp | 78.04%-73.6pp | 20.14%-15.7pp |
| Employer contribution / active EE | $203 | $1,042-80.5% | $1,924-89.4% | $2,281-91.1% |
| Participant deferral / active EE | $1,428 | $2,091-31.7% | $2,794-48.9% | $3,203-55.4% |
| Admin fee / account holder | $263 | $3,771-93.0% | $4,815-94.5% | $4,296-93.9% |