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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,112 | $57,541-16.4% | $95,740-49.7% | $75,173-36.0% |
| Participation rate | 100.0% | 62.5%+37.5pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 13.48% | 34.93%-21.5pp | 28.41%-14.9pp | 160.72%-147.2pp |
| Employer contribution / active EE | $4,118 | $1,808+127.8% | $2,836+45.2% | $2,671+54.2% |
| Participant deferral / active EE | $5,114 | $3,074+66.4% | $4,244+20.5% | $4,126+23.9% |
| Admin fee / account holder | $1,052 | $4,099-74.3% | $5,676-81.5% | $5,651-81.4% |