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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,090 | $123,854-68.4% | $69,623-43.9% | $145,884-73.2% |
| Participation rate | 38.9% | 69.2%-30.3pp | 66.4%-27.5pp | 80.3%-41.4pp |
| Annual return | 8.37% | 192.35%-184.0pp | 101.23%-92.9pp | 551.85%-543.5pp |
| Employer contribution / active EE | $372 | $2,673-86.1% | $1,709-78.2% | $4,662-92.0% |
| Participant deferral / active EE | $1,702 | $4,242-59.9% | $2,890-41.1% | $6,690-74.6% |
| Admin fee / account holder | $20,488 | $7,822+161.9% | $4,696+336.3% | $13,392+53.0% |