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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,265 | $81,840-34.9% | $63,412-16.0% | $125,389-57.5% |
| Participation rate | 33.3% | 73.0%-39.7pp | 67.1%-33.8pp | 83.2%-49.9pp |
| Annual return | 12.44% | -0.10%+12.5pp | 4.04%+8.4pp | 282.24%-269.8pp |
| Employer contribution / active EE | $154 | $2,377-93.5% | $1,814-91.5% | $4,866-96.8% |
| Participant deferral / active EE | $2,530 | $3,064-17.4% | $2,496+1.4% | $5,352-52.7% |
| Admin fee / account holder | $34,008 | $4,951+586.9% | $3,753+806.1% | $9,541+256.4% |