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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,351 | $91,525-50.4% | $130,026-65.1% | $75,181-39.7% |
| Participation rate | 86.7% | 71.4%+15.2pp | 78.5%+8.2pp | 67.2%+19.5pp |
| Annual return | 18.88% | -631.40%+650.3pp | -137.26%+156.1pp | 160.69%-141.8pp |
| Employer contribution / active EE | $0 | $2,844-100.0% | $4,321-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,108 | $4,342-5.4% | $5,821-29.4% | $4,126-0.4% |
| Admin fee / account holder | $2,698 | $6,778-60.2% | $10,608-74.6% | $5,650-52.2% |