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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,186 | $59,186-50.7% | $76,768-62.0% | $56,287-48.1% |
| Participation rate | 53.2% | 75.2%-22.0pp | 77.0%-23.8pp | 69.9%-16.6pp |
| Annual return | 11.17% | 6.62%+4.6pp | 2.43%+8.7pp | -9.96%+21.1pp |
| Employer contribution / active EE | $821 | $1,759-53.3% | $2,485-67.0% | $2,111-61.1% |
| Participant deferral / active EE | $1,525 | $3,255-53.2% | $3,852-60.4% | $3,350-54.5% |
| Admin fee / account holder | $1,674 | $489+242.2% | $6,675-74.9% | $521+221.3% |