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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,963 | $73,988+48.6% | $96,538+13.9% | $75,177+46.3% |
| Participation rate | 63.3% | 66.4%-3.1pp | 74.3%-11.0pp | 67.2%-3.9pp |
| Annual return | 17.00% | 26.73%-9.7pp | 35.74%-18.7pp | 160.75%-143.8pp |
| Employer contribution / active EE | $2,441 | $2,930-16.7% | $3,740-34.7% | $2,671-8.6% |
| Participant deferral / active EE | $4,289 | $3,660+17.2% | $4,880-12.1% | $4,126+3.9% |
| Admin fee / account holder | $415 | $5,220-92.1% | $6,737-93.8% | $5,651-92.7% |