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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,328 | $78,670+31.3% | $109,173-5.4% | $85,847+20.4% |
| Participation rate | 68.8% | 68.3%+0.5pp | 75.9%-7.1pp | 69.3%-0.6pp |
| Annual return | 13.33% | 25.09%-11.8pp | 25.75%-12.4pp | 318.61%-305.3pp |
| Employer contribution / active EE | $1,925 | $2,734-29.6% | $3,723-48.3% | $2,565-25.0% |
| Participant deferral / active EE | $3,645 | $3,467+5.1% | $4,654-21.7% | $3,952-7.8% |
| Admin fee / account holder | $1,576 | $5,469-71.2% | $6,755-76.7% | $6,261-74.8% |