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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,439 | $100,792+59.2% | $86,691+85.1% | $134,509+19.3% |
| Participation rate | 60.0% | 78.9%-18.9pp | 76.6%-16.6pp | 81.2%-21.2pp |
| Annual return | -18.09% | 29.08%-47.2pp | 35.94%-54.0pp | 418.13%-436.2pp |
| Employer contribution / active EE | $1,535 | $3,491-56.0% | $2,837-45.9% | $4,741-67.6% |
| Participant deferral / active EE | $5,847 | $5,339+9.5% | $4,656+25.6% | $6,400-8.6% |
| Admin fee / account holder | -$72 | $10,924-100.7% | $7,492-101.0% | $11,427-100.6% |