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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,978 | $64,010-51.6% | $108,359-71.4% | $64,340-51.9% |
| Participation rate | 26.2% | 49.4%-23.1pp | 70.1%-43.9pp | 55.2%-29.0pp |
| Annual return | 22.93% | 19.74%+3.2pp | 36.89%-14.0pp | 24.14%-1.2pp |
| Employer contribution / active EE | $662 | $1,029-35.6% | $2,399-72.4% | $1,862-64.4% |
| Participant deferral / active EE | $1,134 | $2,395-52.7% | $4,137-72.6% | $2,980-61.9% |
| Admin fee / account holder | $481 | $4,885-90.2% | $9,741-95.1% | $3,703-87.0% |