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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,368 | $54,717-70.1% | $86,216-81.0% | $71,511-77.1% |
| Participation rate | 28.7% | 60.1%-31.4pp | 69.0%-40.3pp | 67.9%-39.3pp |
| Annual return | 22.90% | 20.07%+2.8pp | 1169.42%-1146.5pp | 28.86%-6.0pp |
| Employer contribution / active EE | $810 | $1,267-36.1% | $2,382-66.0% | $2,589-68.7% |
| Participant deferral / active EE | $1,521 | $3,110-51.1% | $3,986-61.8% | $4,291-64.6% |
| Admin fee / account holder | $212 | $1,922-89.0% | $6,853-96.9% | $1,588-86.6% |