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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,699 | $160,028-64.6% | $147,080-61.5% | $145,884-61.1% |
| Participation rate | 84.6% | 84.0%+0.6pp | 82.2%+2.4pp | 80.3%+4.3pp |
| Annual return | 10.51% | 98.60%-88.1pp | 420.17%-409.7pp | 551.85%-541.3pp |
| Employer contribution / active EE | $155 | $5,286-97.1% | $4,933-96.9% | $4,662-96.7% |
| Participant deferral / active EE | $3,881 | $8,422-53.9% | $8,066-51.9% | $6,690-42.0% |
| Admin fee / account holder | $8,853 | $15,030-41.1% | $12,989-31.8% | $13,392-33.9% |