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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,704 | $176,105-67.2% | $159,474-63.8% | $167,536-65.6% |
| Participation rate | 90.9% | 85.0%+6.0pp | 82.8%+8.1pp | 82.1%+8.8pp |
| Annual return | 14.07% | 331.91%-317.8pp | 263.68%-249.6pp | 478.82%-464.7pp |
| Employer contribution / active EE | $145 | $5,299-97.3% | $4,831-97.0% | $4,839-97.0% |
| Participant deferral / active EE | $3,631 | $7,751-53.2% | $7,353-50.6% | $6,342-42.7% |
| Admin fee / account holder | $1,087 | $12,559-91.3% | $10,802-89.9% | $12,315-91.2% |