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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,699 | $159,934-64.5% | $147,005-61.4% | $145,959-61.2% |
| Participation rate | 84.6% | 84.0%+0.6pp | 82.2%+2.5pp | 80.3%+4.3pp |
| Annual return | 10.51% | 98.24%-87.7pp | 418.76%-408.3pp | 561.95%-551.4pp |
| Employer contribution / active EE | $155 | $5,287-97.1% | $4,934-96.9% | $4,661-96.7% |
| Participant deferral / active EE | $3,881 | $8,427-53.9% | $8,070-51.9% | $6,689-42.0% |
| Admin fee / account holder | $8,853 | $15,053-41.2% | $13,006-31.9% | $13,398-33.9% |