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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,312 | $117,433-23.1% | $99,475-9.2% | $152,897-40.9% |
| Participation rate | 25.0% | 77.5%-52.5pp | 73.8%-48.8pp | 82.5%-57.5pp |
| Annual return | 25.29% | 31.87%-6.6pp | 30.72%-5.4pp | 345.43%-320.1pp |
| Employer contribution / active EE | $560 | $3,013-81.4% | $2,540-78.0% | $4,764-88.2% |
| Participant deferral / active EE | $1,039 | $4,086-74.6% | $3,619-71.3% | $5,851-82.2% |
| Admin fee / account holder | $0 | $7,634-100.0% | $6,252-100.0% | $11,599-100.0% |