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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,772 | $136,307-33.4% | $106,619-14.9% | $273,972-66.9% |
| Participation rate | 80.0% | 84.8%-4.8pp | 78.0%+2.0pp | 83.0%-3.0pp |
| Annual return | 8.23% | 11.05%-2.8pp | 9.42%-1.2pp | 41.46%-33.2pp |
| Employer contribution / active EE | $785 | $5,190-84.9% | $3,947-80.1% | $4,869-83.9% |
| Participant deferral / active EE | $1,381 | $4,969-72.2% | $3,930-64.9% | $5,287-73.9% |
| Admin fee / account holder | $649 | $8,625-92.5% | $6,418-89.9% | $10,133-93.6% |