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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,887 | $95,975-39.7% | $74,552-22.4% | $135,382-57.2% |
| Participation rate | 85.7% | 75.7%+10.1pp | 69.1%+16.6pp | 82.6%+3.1pp |
| Annual return | -6.78% | 56.96%-63.7pp | 32.53%-39.3pp | 519.77%-526.6pp |
| Employer contribution / active EE | $11,322 | $2,716+316.8% | $1,961+477.4% | $4,779+136.9% |
| Participant deferral / active EE | $6,770 | $3,844+76.1% | $3,108+117.8% | $5,609+20.7% |
| Admin fee / account holder | $1,168 | $6,522-82.1% | $5,060-76.9% | $10,829-89.2% |