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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,522 | $138,075-62.7% | $123,552-58.3% | $135,379-61.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 7.61% | 153.70%-146.1pp | 119.20%-111.6pp | 519.79%-512.2pp |
| Employer contribution / active EE | $1,505 | $5,152-70.8% | $4,628-67.5% | $4,779-68.5% |
| Participant deferral / active EE | $2,078 | $6,800-69.4% | $6,426-67.7% | $5,609-62.9% |
| Admin fee / account holder | $916 | $10,917-91.6% | $9,285-90.1% | $10,828-91.5% |