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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,636 | $138,075-52.5% | $123,552-46.9% | $135,379-51.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.56% | 153.70%-163.3pp | 119.20%-128.8pp | 519.79%-529.4pp |
| Employer contribution / active EE | $6,632 | $5,152+28.7% | $4,628+43.3% | $4,779+38.8% |
| Participant deferral / active EE | $8,825 | $6,800+29.8% | $6,426+37.3% | $5,609+57.3% |
| Admin fee / account holder | $6,909 | $10,917-36.7% | $9,285-25.6% | $10,828-36.2% |