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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,237 | $160,070+133.2% | $147,117+153.7% | $145,897+155.8% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 17.74% | 98.69%-80.9pp | 420.54%-402.8pp | 552.29%-534.5pp |
| Employer contribution / active EE | $9,021 | $5,285+70.7% | $4,932+82.9% | $4,663+93.5% |
| Participant deferral / active EE | $9,610 | $8,419+14.1% | $8,065+19.2% | $6,689+43.7% |
| Admin fee / account holder | $5,365 | $15,035-64.3% | $12,993-58.7% | $13,390-59.9% |