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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,921 | $157,296-90.5% | $141,191-89.4% | $152,897-90.2% |
| Participation rate | 71.4% | 84.8%-13.4pp | 82.5%-11.0pp | 82.5%-11.0pp |
| Annual return | 24.00% | 64.34%-40.3pp | 71.41%-47.4pp | 345.43%-321.4pp |
| Employer contribution / active EE | $1,645 | $5,262-68.7% | $4,736-65.3% | $4,764-65.5% |
| Participant deferral / active EE | $3,650 | $7,111-48.7% | $6,710-45.6% | $5,851-37.6% |
| Admin fee / account holder | $2,338 | $12,125-80.7% | $10,264-77.2% | $11,599-79.8% |