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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,605 | $138,102-56.1% | $125,381-51.7% | $134,532-55.0% |
| Participation rate | 82.4% | 84.5%-2.1pp | 82.4%0pp | 81.2%+1.1pp |
| Annual return | -15.89% | 750.73%-766.6pp | 572.31%-588.2pp | 418.27%-434.2pp |
| Employer contribution / active EE | $1,748 | $5,245-66.7% | $4,815-63.7% | $4,741-63.1% |
| Participant deferral / active EE | $3,957 | $7,801-49.3% | $7,448-46.9% | $6,401-38.2% |
| Admin fee / account holder | $3,807 | $11,568-67.1% | $10,007-62.0% | $11,429-66.7% |