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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,525 | $157,304-67.2% | $141,197-63.5% | $152,909-66.3% |
| Participation rate | 86.4% | 84.8%+1.5pp | 82.5%+3.9pp | 82.5%+3.9pp |
| Annual return | 18.64% | 64.34%-45.7pp | 71.41%-52.8pp | 345.46%-326.8pp |
| Employer contribution / active EE | $1,474 | $5,263-72.0% | $4,736-68.9% | $4,764-69.1% |
| Participant deferral / active EE | $2,566 | $7,111-63.9% | $6,710-61.8% | $5,851-56.2% |
| Admin fee / account holder | $2,035 | $12,126-83.2% | $10,265-80.2% | $11,601-82.5% |