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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,485 | $160,070-46.0% | $147,117-41.2% | $145,897-40.7% |
| Participation rate | 72.2% | 84.0%-11.8pp | 82.2%-10.0pp | 80.3%-8.1pp |
| Annual return | 15.67% | 98.69%-83.0pp | 420.54%-404.9pp | 552.29%-536.6pp |
| Employer contribution / active EE | $1,900 | $5,285-64.1% | $4,932-61.5% | $4,663-59.3% |
| Participant deferral / active EE | $4,099 | $8,419-51.3% | $8,065-49.2% | $6,689-38.7% |
| Admin fee / account holder | $6,326 | $15,035-57.9% | $12,993-51.3% | $13,390-52.8% |