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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,387 | $72,273+61.0% | $101,275+14.9% | $79,856+45.7% |
| Participation rate | 94.7% | 68.5%+26.3pp | 75.8%+18.9pp | 69.6%+25.1pp |
| Annual return | 15.97% | 22.30%-6.3pp | 46.48%-30.5pp | 31.71%-15.7pp |
| Employer contribution / active EE | $13,526 | $2,691+402.6% | $3,660+269.6% | $2,471+447.4% |
| Participant deferral / active EE | $5,000 | $3,282+52.4% | $4,371+14.4% | $3,741+33.7% |
| Admin fee / account holder | $707 | $4,401-83.9% | $5,948-88.1% | $5,306-86.7% |