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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,714 | $95,188-20.5% | $76,518-1.1% | $135,379-44.1% |
| Participation rate | 70.8% | 74.4%-3.6pp | 68.0%+2.8pp | 82.6%-11.8pp |
| Annual return | -7.62% | 4.85%-12.5pp | -0.27%-7.3pp | 519.79%-527.4pp |
| Employer contribution / active EE | $0 | $3,303-100.0% | $2,647-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,076 | $4,640-33.7% | $3,836-19.8% | $5,609-45.2% |
| Admin fee / account holder | $865 | $6,249-86.2% | $4,849-82.2% | $10,828-92.0% |