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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $622,864 | $100,805+517.9% | $86,698+618.4% | $134,532+363.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -17.78% | 29.09%-46.9pp | 35.95%-53.7pp | 418.27%-436.0pp |
| Employer contribution / active EE | $3,063 | $3,490-12.2% | $2,837+8.0% | $4,741-35.4% |
| Participant deferral / active EE | $11,278 | $5,339+111.2% | $4,656+142.2% | $6,401+76.2% |
| Admin fee / account holder | $8,961 | $10,925-18.0% | $7,493+19.6% | $11,429-21.6% |