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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,934 | $78,425+54.2% | $95,956+26.0% | $79,858+51.4% |
| Participation rate | 65.5% | 73.5%-8.0pp | 77.1%-11.6pp | 69.6%-4.1pp |
| Annual return | 16.57% | 19.37%-2.8pp | 91.63%-75.1pp | 31.72%-15.1pp |
| Employer contribution / active EE | $1,491 | $1,945-23.4% | $2,541-41.3% | $2,471-39.7% |
| Participant deferral / active EE | $4,310 | $3,440+25.3% | $4,167+3.5% | $3,740+15.2% |
| Admin fee / account holder | $10 | $5,622-99.8% | $6,797-99.9% | $5,306-99.8% |