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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,333 | $176,120+156.8% | $159,487+183.6% | $167,553+170.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.50% | 331.95%-317.4pp | 263.71%-249.2pp | 478.89%-464.4pp |
| Employer contribution / active EE | $3,006 | $5,299-43.3% | $4,831-37.8% | $4,840-37.9% |
| Participant deferral / active EE | $10,918 | $7,752+40.8% | $7,354+48.5% | $6,343+72.1% |
| Admin fee / account holder | $3,666 | $12,561-70.8% | $10,804-66.1% | $12,316-70.2% |