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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,558 | $157,304+136.2% | $141,197+163.1% | $152,909+143.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 11.81% | 64.34%-52.5pp | 71.41%-59.6pp | 345.46%-333.7pp |
| Employer contribution / active EE | $3,106 | $5,263-41.0% | $4,736-34.4% | $4,764-34.8% |
| Participant deferral / active EE | $10,147 | $7,111+42.7% | $6,710+51.2% | $5,851+73.4% |
| Admin fee / account holder | $15,967 | $12,126+31.7% | $10,265+55.5% | $11,601+37.6% |