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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,234 | $100,805+187.9% | $86,698+234.8% | $134,532+115.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -14.61% | 29.09%-43.7pp | 35.95%-50.6pp | 418.27%-432.9pp |
| Employer contribution / active EE | $1,006 | $3,490-71.2% | $2,837-64.5% | $4,741-78.8% |
| Participant deferral / active EE | $2,470 | $5,339-53.7% | $4,656-46.9% | $6,401-61.4% |
| Admin fee / account holder | $32,552 | $10,925+197.9% | $7,493+334.4% | $11,429+184.8% |