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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,255 | $103,392+152.7% | $87,104+199.9% | $152,897+70.9% |
| Participation rate | 85.7% | 79.4%+6.4pp | 76.9%+8.8pp | 82.5%+3.3pp |
| Annual return | 21.09% | 28.10%-7.0pp | 28.19%-7.1pp | 345.43%-324.3pp |
| Employer contribution / active EE | $1,432 | $3,221-55.5% | $2,521-43.2% | $4,764-69.9% |
| Participant deferral / active EE | $7,301 | $4,778+52.8% | $4,048+80.3% | $5,851+24.8% |
| Admin fee / account holder | $4,547 | $12,194-62.7% | $7,491-39.3% | $11,599-60.8% |