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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $560,762 | $124,425+350.7% | $112,040+400.5% | $137,256+308.6% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 19.76% | 24.72%-5.0pp | 24.52%-4.8pp | 220.34%-200.6pp |
| Employer contribution / active EE | $18,684 | $3,411+447.7% | $2,954+532.5% | $4,156+349.6% |
| Participant deferral / active EE | $14,986 | $5,718+162.1% | $5,098+194.0% | $6,407+133.9% |
| Admin fee / account holder | $971 | $15,207-93.6% | $12,098-92.0% | $12,270-92.1% |